More choices, more reasons to be happy with MetLife

Underwritten by MetLife, MTA dental benefits offer you and your family greater choice in dentists and plans than ever before. Advantages include:

• More than 103,000 dentists in MetLife Preferred Dental Program (PDP) nationwide1, including nearly 3,000 in Massachusetts¹
• Freedom to choose any dentist even if the dentist does not participate in MetLife’s PDP
• Recommendation of MetLife by 90% of the people who use its dental benefits program ²
• VisionSavings Eyecare Program³ included at no additional cost
• Five different plans from which to choose based on your needs, preferences and dentist

“The MetLife Dental Plan has provided me with great savings. I use it for periodontal work, cleanings and other dental services.”
- Martha Strachan, MTA Retired

“The MetLife representative was terrific – she helped determine which plan was best for the dental work I wanted done. She was very knowledgeable, helpful and available, quickly responding to any questions I had. This kind of service is very important to me.”
- Judith Garabedian, MTA Retired

What does the dental benefits plan offer?

• All plan options offer coverage for you and your family.
• Included with the dental benefits at no additional cost to you, the VisionSavings Eyecare Program³ focuses on bringing savings, convenience and access to a nationwide network of participating eyecare providers and optical shops⁴. It provides:
• Discounts on glasses, frames and contact lenses
• Savings on eye exams
• Participating providers located nationwide, including LensCrafters, Pearle Vision⁵, Sears Optical, Target Optical and JCPenney Optical Center
• No enrollment or claim forms – plus no membership fee
• Benefits available to the entire family, as often as needed
• Access to LASIK surgeons through NuVision LASIK NetworkTM⁶

• Select from five plan options with multiple coinsurance, deductible and annual maximum options. Learn more. Review the information provided carefully. Then, choose the plan option that best fits your needs.
• Check to see if your dentist (or one that you know) participates in MetLife’s PDP network. (While you are not required to go to a network dentist, selecting a participating dentist will help you maximize your benefits.) Click here to see a list of dentists in your area.
• Complete the Enrollment Form and Direct Debit Application and return to MetLife. (Please keep a copy of the form for your records.)

• Complete the Enrollment Form and Direct Debit Application and return to MetLife.

For general questions about the plan or enrollment process, call 800.336.0990, ext. 5226.

¹MetLife data as of year-ended 2006.
²2005 MetLife Plan Participant Satisfaction Survey, results based on participants who visited a MetLife PDP dentists and reported that they would definitely (38%) or probably (55%) recommend their MetLife dental program to a friend.
³VisionSavings Eyecare Program is offered through EyeMed Vision Care. EyeMed Vision Care is not affiliated with Metropolitan Life Insurance Company or its affiliates.
⁴ Participating providers are independent contractors solely responsible for vision examinations and products. Some locations do not participate. Call in advance.
⁵ Some Pearle Vision locations do not participate.
⁶Since Lasik vision correction is an elective procedure, performed by specially trained providers, this discount may not always be available from a provider in your immediate location. For a location near you and discounts authorization, please call 1-877-5LASER6.
⁷MetLife data as of March 2006.
⁸8 U.S. Department of Health and Human Services, Oral Health in America: A Report of the Surgeon General. Rockville, MD: U.S. Department of Health and Human Services, National Institute of Dental and Craniofacial Research, National Institutes of Health, 2000.
⁹Lindhe, J., Karring, T., & Lang, N.P. Clinical Periodontology and Implant Dentistry, Fourth Edition. London: Blackwell Scientific, 2003.
¹⁰American Cancer Society. Cancer Facts & Figures 2007. Atlanta: American Cancer Society; 2007.
¹¹U.S. Dept. of Health and Human Services. Oral Health in America: A Report of the Surgeon General — Executive Summary. http://www.nidcr.nih.gov/AboutNIDCR/ SurgeonGeneral/ ExecutiveSummary.htm, accessed 11/11/2005.
¹²12Kennedy, James E. "Risk Assessment for Adult Periodontitis", MetLife Quality Resource Guide, July 2002.