Credit Cards

Choose a cash back or rewards card

MTA®Cash Rewards Visa Signature® credit card - This MTA card, provided by Bank of America, gives you the opportunity to earn cash back on purchases and save money on interest. 

  • 1% cash back everywhere, every time
  • 2% cash back at grocery stores and wholesale clubs
  • 3% cash back on gas
    On up to $2,500 in grocery/wholesale club/gas quarterly spend 
  • Low intro APR offer*
  • All NEW access to your FICO® Score for free in Online Banking**


MTA® Credit Card with Rewards - The MTA credit card with Rewards, provided by Bank of America, offers you a way to earn points on purchases for a choice of cash, gift cards or travel rewards, and these great benefits:

  • Low intro APR offer*
  • $100 statement credit after qualifying transaction(s)
  • Earn 1 point for every $1 spent on purchases; points are unlimited
  • Redeem for your choice of cash, gift cards or travel rewards with no blackout dates
  • Rewards starting at $2,500 points
  • All NEW access to your FICO® Score for free in Online Banking**


*For information about rates, fees, other costs and benefits associated with the use of these credit cards, or to apply, click on the links above and refer to the disclosures accompanying the online credit application. These credit card programs are issued and administered by Bank of America, N.A.

**The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account and who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply.