Critical Illness

Financially surviving a critical illness


Critical Illness insurance can pay you a lump sum benefit at the first diagnosis of certain covered illnesses. An example of a covered illness is a heart attack, stroke, major organ transplant, permanent paralysis, end-state renal failure, coronary artery bypass surgery (pays a 25% benefit) and cancer (optional rider). Members up to age 69 who are currently working are eligible.

The health screening benefit, which is automatically included with the policy, pays $50 per calendar year per insured individual if a covered health-screening test is performed. The tests covered under this benefit are:     

  • Blood test for triglycerides
  • Bone marrow aspiration/biopsy
  • CA 15-3 (breast cancer)
  • CA 125 (ovarian cancer)
  • CEA (colon cancer)
  • Chest X-ray
  • Fasting blood glucose test
  • Flexible sigmoidoscopy
  • Hemocult stool analysis
  • Mammography
  • PAP Smear
  • PSA (prostate cancer)
  • Serum cholesterol test
  • Serum protein Electrophoresis (myeloma)
  • Skin cancer biopsy
  • Stress test on a bicycle or treadmill
  • Thermography
  • Thin prep PAP test

Choose the benefit amount that is right for you - from $5,000 to $50,000 in $1,000 increments. Coverage is available for family members as well. Premiums are automatically deducted from your checking account.

For more information and to obtain a quote, visit or call 888.646.1972, ext. 104.