Purchasing Program

Shop interest free with your PayCheck Direct® purchasing program


Your online retail benefit allows you to shop thousands of name-brand products and make low, convenient payments over 12 months.


With PayCheck Direct, you'll also:

  • Pay no interest
  • Pay no fees
  • Have no credit checks

From refrigerators to TVs, new baby furnishings to college dorm needs, elliptical machines to shoes for the whole family, you can shop PayCheck Direct for whatever you need, interest-free.


You can take advantage of this program when you:

  • Are 18 years or older
  • Earn at least $16,000 per year
  • Have been an active member of MTA for 6 months
Interest-free shopping is easy

For more details on the PayCheck Direct experience, watch this video on How it Works or go directly to your shopping site and have a look.


Beth Bejoian, MTA Benefits Marketing Manager and David Cuzzi, President, Walpole Teachers Association share their thoughts and experiences with PayCheck Direct in the videos here