Umbrella Liability

Affordable extra liability coverage

What would you do if you found yourself in a situation where the coverage you currently have on your auto and home insurance policies just isn't enough? Many members believe that they will never need coverages exceeding their base policies, but what if you are found responsible for an accident that results in legal fees, medical bills and lost wages for the injured party? Those costs can quickly exhaust your seemingly high coverages. An umbrella policy provides you with additional liability coverage above and beyond what your auto and home policies cover. And, umbrella insurance is very affordable – typically as low as $15/month – and can provide you with over $1 million in additional coverage.

Educators Insurance, the preferred insurance partner of the MTA, offers members a variety of umbrella insurance options.

Family members can share the benefits too!

Did you know that along with your MTA membership you have access to a free family membership as well? Your immediate family members may also be eligible for the same insurance program through Educators Insurance. Sign up today!

All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or affiliates ("The Hanover"). Coverage may not be available in all jurisdictions and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage. Educators Insurance Agency ("EIA") is a member of The Hanover Insurance Group Inc. For more information about The Hanover, visit our website at www.hanover.com. EIA also offers products through Andover Insurance Company, which is not a member of The Hanover Insurance Group, Inc. LC 2014-464

Get discounts while traveling

Take advantage of more than 350,000 discounts nationwide, including 250,000 mobile offers with Access. 

  • Subway
  • AMC Theatres
  • Petco
  • Goodyear
  • Samsonite
  • Applebee's

New here? Create an account!

Create your member account and you'll gain access to lots of great benefits, such as:

  • Bimonthly giveaways 
  • Member-only deals
  • Theme park discounts
  • BJ's Wholesale Club discount
  • Nationwide discounts through Access
  • Theater tickets