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Credit Cards
MTA® Customized Cash Rewards
Visa Signature® credit card
Maximize your cash back!
This MTA card, provided by Bank of America, gives you the opportunity to maximize your cash back in the category that best fits your lifestyle.
- 1% unlimited cash back on all purchases
- 2% automatic cash back at grocery stores and wholesale clubs
- 3% customized cash back in the category of your choice
Choose from one of 6 categories: Gas & EV Charging Stations; Online Shopping, including Cable, Internet, Phone Plans & Streaming; Dining; Travel; Drug Stores & Pharmacies or Home Improvement & Furnishings.
To change your choice category for future purchases, you must go to Online Banking, or use the Mobile Banking app. You can change it once each calendar month, or make no change and it stays the same. Earn 2% and 3% cash back on the first $2,500 in combined grocery store/wholesale club/choice category purchases each quarter, then earn 1% thereafter.
- MEMBER EXCLUSIVE ONLINE BONUS OFFER: Get a $200 Cash Rewards Bonus after you make at least $500 in purchases within the first 90 days of account opening
- Low Intro APR offer*
- No annual fee*
- Access your FICO® Score for free in Online Banking or the Mobile Banking app, updated monthly**
- Feel secure with zero liability fraud protection, contactless chip card technology and digital wallet compatibility
- Free general admission with Museums on Us® to more than 225 museums on the first Saturday and Sunday of every month
- This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
NEA RateSmart® credit card
The NEA RateSmart Card, provided by Bank of America, offers the lowest rate of any NEA or MTA credit card. It's available to MTA members looking to save on interest and comes with these great benefits:
- Low Intro APR offer*
- No annual fee*
- Access your FICO® Score for free in Online Banking or the Mobile Banking app, updated monthly**
- Feel secure with zero liability fraud protection, contactless chip card technology and digital wallet compatibility
- Free general admission with Museums on Us® to more than 225 museums on the first Saturday and Sunday of every month
- This online only offer may not be available elsewhere if you leave this page. You can take advantage of this offer when you apply now.
*For information about rates, fees, other costs and benefits associated with the use of these credit cards, or to apply, click on the links above and refer to the disclosures accompanying the online credit application.
** The FICO® Score Program is for educational purposes and for your non-commercial, personal use. This benefit is available only for primary cardholders with an open and active consumer credit card account who have a FICO® Score available. The feature is accessible through Online Banking, the Mobile website and the Mobile Banking app for iPhone and Android devices. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Data connection required. Wireless carrier fees may apply.
These credit card programs are issued and administered by Bank of America, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association, and are used by the issuer pursuant to license from Visa U.S.A., Inc. Mastercard is a registered trademark of Mastercard International Incorporated and is used by the issuer pursuant to license. Museums on Us, Bank of America and the Bank of America logo are registered trademarks of Bank of America Corporation.
New here? Create an account!
Create your member account and you'll gain access to lots of great benefits, such as:
- Bimonthly giveaways
- Member-only deals
- Theme park discounts
- BJ's Wholesale Club discount
- Nationwide discounts through Access
- Theater tickets